CIB

Balance Transfer

One Credit Card. Complete peace of mind.

Transfer your outstanding credit card balance from any bank to an Emirates NBD Credit Card.

Get the facility of Credit Card balance transfer when you apply for Emirates NBD Credit Card for free. Enjoy flexible payment plans and many more benefits.

  • Enjoy 0% interest rate when you settle the balance within four months, with just 3% processing fees
  • Transfer the balance & settle within the normal revolving plan while enjoying Emirates NBD’s competitive interest rate depending on the card type plus 1.5% of outstanding balance processing fee
  • Transfer a balance of minimum of EGP 1,000 from any other bank and enjoy payment with our normal applied interest rate
  • Apply for your Emirates NBD Credit Card with Balance Transfer request and get the card for Free
  • Convert the balance to an Easy Payment Plans with competitive interest rate up to 60 months tenor as per below table
    Tenor Interest Rate
    6 - 12 Months 2.00%
    13 - 24 Months 1.80%
    25 - 36 Months
    48 - 60 Months
Terms and Conditions apply
  • Maximum amount is 95% from Emirates NBD credit card limit
  • The client can request to transfer the balance to more than one card
  • For existing clients, Balance Transfer request will be submitted via the Call Centre
  • No Reward Points will be calculated on the balance transfer amount
  • This service will not be available if the card is delinquent and/or suspended cards, while active services might be automatically cancelled for the same reasons
  • The minimum transaction amount is EGP 1000
  • In case of Balance transfer requests, clients can request one of the 3 settlement options:
    • Customers can request to settle the outstanding balance over 4 months tenor with 0% interest rate and processing fees of 3% of the Balance Transfer amount to be paid up front
    • Client can settle with Easy Payment Plan with special monthly interest rate based on chosen tenor from 6 months and up to maximum 60 months tenor
    • Transfer the balance & settle within the normal revolving plan while enjoying Emirates NBD’s competitive interest rate depending on the card type.
  • The Bank is entitled to amend the present terms and conditions from time to time and shall notify with the amendment through any mean of communication considered adequate. The introduced amendments to these conditions are an integral part of them without a written approval from the customer

Terms and Conditions apply

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