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Personal Loan
Features | Individuals | |||
---|---|---|---|---|
Tenor in Months | 12 - 60 | 72 | 84 | 96 |
Interest Rate | 24.00% p.a. | 24.00% p.a. | 24.00% p.a. | 24.00% p.a. |
Admin Fees p.a. | 2.00% Min EGP 500 | 2.00% Min EGP 500 | 2.00% Min EGP 500 | 2.00% Min EGP 500 |
Late Payment Fees | EGP 50 per instalment + 4.00% over the contracted rate | |||
Early Repayment / Settlement Fees | 5.00% on cash settlement (irrespective of settlement date) 7.00% In case of transfer/buy out (irrespective of settlement date) | |||
Maximum loan amount | From 350K till 1M based on company category | |||
Minimum loan amount | 10K | |||
Tenor | Minimum 6 month, maximum 96 month (based on company category) | |||
Features | Salaried Professional | Self Employed | Self Employed Professional (Doctors) | ||
---|---|---|---|---|---|
Tenor in Months | 12 - 60 | 72 | 84 | 12-60 | 06-60 |
Interest Rate | 23.75% p.a.(based on income index) | 23.75% p.a. | 23.75% p.a. (based on income proof) | ||
Admin Fees p.a. | 2.00% Min EGP 500 | 2.00% Min EGP 500 | 2.00% Min EGP 500 | ||
Late Payment Fees | EGP 50 per instalment + 4.00% over the contracted rate | ||||
Early Repayment / Settlement Fees | 5.00% on cash settlement (irrespective of settlement date) 7.00% In case of transfer/buy out (irrespective of settlement date) | ||||
Maximum loan amount | 500k | 2 Mn | 1 Mn | ||
Maximum tenor | 84 month | 60 month | 60 month | ||
Minimum tenor | 6 month | ||||
Applicable Buy-Out Feature , Top up Loans/ Second Loan Eligibility | 12 paid installments | 12 paid installments | 12 paid installments | ||
For Employed clients:
For Self-Employed clients:
For Employed Professionals (physicians and university professors):
For Self-employed professionals (physicians):