Existing Emirates NBD customer

• Sign an application

New to bank customers

• Valid National ID
• Recent Utility Bill (maximum three months)
• HR letter / Salary slip / 3 months bank statement

Self-employed

• Valid National ID
• Recent Utility Bill (maximum three months)
• Recent copy of commercial register and tax card

Pensioners

• Valid National ID
• Recent Utility Bill (maximum three months)
• Proof of pension

Foreigners

• Valid Passport with country entry visa
• Recent Utility Bill (maximum three months)
• Residency / Work permit

12-Month Time Deposits:

• Fixed Deposit offering competitive interest rates
• Interest is credited monthly / quarterly
• Interest is credited in both currencies EGP and USD
• Offered to both individuals and companies
• Available in local and major foreign currencies
• Automatic renewal at maturity date upon client’s preference
• Can be used as collateral for a loan, overdraft or credit card

Minimum amount to issue a TD:

• Less than one month: EGP 100,000 or equivalent of USD 20,000 in major foreign currencies
• One month and over: EGP 5,000 or equivalent of USD 2,000 in major foreign currencies

18-Month Time Deposits:

• Offered to individuals and companies
• Available in local currency only
• Tenor of 18 months
• Interest rate is 8.00% and is credited monthly in EGP to the account
• Automatic renewal at maturity date upon client’s preference
• Can be used as a collateral for a loan, overdraft or credit card
• Minimum amount to issue the TD is EGP 5,000

24-Month Time Deposits:

• Offered to individuals and companies
• Available in local currency only
• Tenor of 24 months
• Interest rate is 8.50% and is credited monthly in EGP to the account
• Automatic renewal at maturity date upon client’s preference
• Can be used as a collateral for a loan, overdraft or credit card
• Minimum amount to issue the TD is EGP 5,000