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  • MasterCard World Switch Card

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EmiratesNBD Get your Card
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  •   Cards 
    1. Credit cards
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Take advantage of selected travel, lifestyle, and insurance benefits that are designed to help you enjoy the finest luxuries in life with your Emirates NBD MasterCard World Switch Card giving you the freedom to explore new worlds and pursue what matters to you.

  • Features & Benefits
  • 3D Secure code
  • How to use Switch Card
  • Fees & Charges
  • World Card Activation
    & PIN Creation
  •  Terms & Conditions

Explore the many benefits of the World Switch MasterCard in our E-Brochure

  • 24/7 personalized Concierge service that can help you plan and enjoy the extraordinary experiences, including high-end dining, luxury hotels, major airlines and luxury retail with exclusive offers
    • Local number: 21285335
    • International number: +13123923759
    • Email address: Enbdconcierge@tengroup.com
  • Unlimited, complimentary access to over 1000 VIP lounges in more than 450 cities in over 135 countries worldwide. Simply, show your World Mastercard and mention the “LoungeKey” program at participating lounges
  • Enjoy the lowest foreign currency exchange fees and highest Reward Points accumulation
    • Earn 3 points for every EGP 1 or equivalent spent with your Credit Card at any point of sale
    • Earn 2 points for every EGP 1 or equivalent spent with your Debit Card at any point of sale
    • Enjoy various redemption options and 3 years validity
  • Enjoy safe online shopping with your debit card without any calls or requests to activate the feature in advance, knowing that with the 3D Secure code, you can get more security features and peace of mind every time you make an online purchase
  • Free supplementary cards for your loved ones (sharing primary cardholder limit)
  • Take advantage of exclusive discounts and offers at over 100 merchants across Egypt enrolled in our Discount Bouquet program and our International Discount Bouquet in UAE
  • Buy now and pay later in equal monthly installments with our Easy Payment Plan programs
  • Transfer the outstanding balances in your credit cards from any bank to Emirates NBD credit card & enjoy flexible instalment plans & competitive interest rates with the balance transfer
  • Contactless payment is enabled on all card types. Tap and go without entering the PIN code if the purchase amount is below EGP 600. However, if the purchase amount is above EGP 600, you will enter the PIN code
  • Automatic membership enrollment in Hertz Gold Plus Rewards Five Star, with up to 15% discount on best publicly available rates at participating Hertz locations worldwide. Go to Hertz site and click on the banner to getStar membership
  • Visit Avis website & enjoy Avis Car Rental Discounts:
    • 25% off your next car rental and 10% off Premium Chauffeur Drive Services
    • A complimentary upgrade with every rental, worldwide
  • Visit Rentalcars.com and enjoy up to 10% off the price of your booking, visit Rentalcars website to make a booking and enter your Platinum Mastercard details upon checkout
  • Visit Booking.com website and enjoy up to 10% cashback into your card when making a booking. Simply, register on Booking.com website and enter an eligible Mastercard details upon checkout. (Please note that the cashback will be credited to your card. The cashback time may vary as per the terms and conditions)
  • Visit onefinestay.com website and enjoy 10% discount on Onefinestay Luxury Serviced Apartments using promo code MCWORLD
  • Visit Cleartrip website website and book any airline or hotel using your World card & enjoy up to 10% discount on your travel booking. Simply go to Cleartrip website and enter promo code MCWORLD
  • Luxury Shopping Benefits in 9 European Shopping Villages Offers where Platinum credit cardholders can get:
    • VIP invitation to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques & access to VIP lounges
    • 15% discount on shopping packages, chauffeur drive experience at participating villages & Shopping Express
    • Visit website to check the list of 9 villages
  • Visit Farfetch.com and enjoy up to 10% discount using promo code MASTERCARD10 on website
  • MyUS Premium Membership: Shop over 100,000 US retailers including Apple, Amazon, and Ralph Lauren where cardholder will enjoy:
    • 30% off shipping for first month following registration and 25% off shipping for remainder of 2 years membership
    • Free account setup ($20) and free membership for 2 years ($120)
    • click here to register with your World Mastercard card
  • Enjoy complimentary access to Global Blue City VIP lounges to receive VAT right back and Global Blue fast track services at the Airport VIP fast lanes. Simply, present your World Card at Global Blue City VIP lounges or Global Blue Airport VIP fast lanes. Click here for Airport Lounges list
  • Jumia Prime Benefits: Use your Mastercard and enjoy free delivery on Jumia Express items and Jumia food orders on website, as well as 25% cashback on your Jumia Prime membership fee
  • Download Priceless Specials Egypt from Google Play or App Store and enjoy up to 45% discount of your total bill at the participating merchants in Egypt
  • Visit Priceless.com and enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding on website
  • Visit Lingokids.com and enjoy up to 30% off monthly subscriptions and 2 months for free for new users using promo code MASTERCARDMEA. Visit website
  • Visit Udemy.com and enjoy up to 30% off on top trending courses and up to 50% off on course of the month just Visit website & Purchase courses with your eligible Mastercard
  • Unicaf Scholarship: Apply for UNICAF programs through the dedicated page, and once admitted, use your eligible Mastercard to enjoy: 75% scholarship off program tuition fees, Simply apply to a program of your choice through website
  • Download Talabat app from Google Play or App Store and enjoy up to 20% off grocery or food orders two times per month using promo code MASTERCARD
  • Travel Inconvenience Insurance up to USD 3,000 in case of luggage loss, USD 7,500 in case of trip cancellation or USD 300 in case of luggage or trip delay. Simply, visit website to file a claim online
  • Travel Inconvenience Insurance up to USD 500K in case of personal accident, emergency medical evacuation and repatriation or medical emergency expenses. Daily in-hospital cash benefit - USD 100 per day. Simply visit website to file a claim online
  • Travel Insurance Confirmation Letter: Mastercard® cardholder can generate a letter online seamlessly and immediately for your Schengen or other visa requirement. Simply, visit website to generate a travel letter
  • World debit card daily cash withdrawal limit is set at EGP 20,000 and EGP 500,000 for purchases
  • Download Fiit app from Google Play or App Store and enjoy up to 25% discount on your first Fiit subscription payment with your Mastercard

Terms and Conditions apply

#Stay Safe_ Shop online with more security through the 3D Secure code on both our Debit & Credit cards

Enabling 3-D Secure authentication will not only provide a stronger authentication solution to Ecommerce transaction, but also improve the cardholder experience.

What is the 3D Secure code:

3D secure add an extra layer of security to Ecommerce Transactions. The service helps prevent unauthorized online use before it happens by confirming client identity with an additional Authentication Code.

How Does it work

Client will select the goods or services from a “Verified by Visa”/ “MasterCard ® SecureCode™ certified” online store and proceed to the payment page.

 

Enter Emirates NBD Debit/ Credit Card number, expiry date, and CVV/CVC (the 3 digit number on the back of the Card) in the payment page.

 

Emirates NBD will then initiate an Emirates NBD 3D Secure Code pop-up window on the computer screen.

 

Client will receive OTP (one time password) via SMS on the registered mobile number with Emirates NBD to confirm identity to the merchant.

 
 

Your payment is authorized and your order is placed. It's that simple!

Important Highlights:

  • No Registration required, clients will automatically be prompted to enter 3D Secure code at a participating “MasterCard® SecureCode™” /”Verified by Visa” merchant
  • Successful OTP (one time password) & CVV2 (the 3 digit number on the back of the Card ) required for transaction approval
  • When buying from merchants not yet participating in “Verified by Visa”/ “MasterCard® SecureCode™”, there will be no secure code authentication. Transaction will be processed without the additional security offered by Emirates NBD secure code
  • Supplementary cardholder will receive a Authentication Code on his/her mobile phone only if his/her mobile number is registered with Emirates NBD
  • Do not share your One Time Password with anyone under any circumstances
OTP (one time password) Type OTP (one time password) Expiry duration No of OTP (one time password) resends (same OTP) Resend after 3 times OTP (one time password) Delivery channel
6 Digits 5 minutes 3 New OTP (one time password) SMS as per registered mobile on Finacle

What are people asking?

  • What is Emirates NBD DoubleSecure?

    Emirates NBD DoubleSecure is an online authentication tool to give you an added security feature and peace of mind every time you purchase online at any participating Verified by Visa / MasterCard SecureCode merchant’s website using your Emirates NBD Debit or Credit Card. This feature ensures that only you can complete an online transaction using your Emirates NBD Debit or Credit Card by requiring you to enter a one time Authentication Code sent to your registered mobile number, every time you make an online transaction on participating websites. Participating websites can be identified by the Verified by Visa / MasterCard SecureCode logos that will be displayed on the payment page.This helps in minimizing risk of fraudulent online transactions on your Card.

    This additional security feature is offered at no cost to you.

  • How does Emirates NBD DoubleSecure work?

    Emirates NBD DoubleSecure provides you with a one-time Authentication Code to protect your online transactions.

    • Select the goods or services you want from a Verified by Visa/ MasterCard ® SecureCode™ certified online store and proceed to the payment page.
    • Enter your Emirates NBD Debit/ Credit Card number, expiry date, and CVV/CVC in the payment page.
    • Emirates NBD will then initiate an Emirates NBD DoubleSecure pop-up window on your computer screen.
    • Enter your DoubleSecure Authentication Code sent as an SMS to the registered mobile number with Emirates NBD to confirm your identity to the merchant.

    Your payment is authorized and your order is placed. It's that simple!

  • Why should I sign up for Emirates NBD DoubleSecure?

    Emirates NBD offers comprehensive fraud protection, but Emirates NBD DoubleSecure goes a step further, adding an extra layer of security. The service helps prevent unauthorized online use before it happens by confirming your identity with an additional Authentication Code. When you correctly enter your Authentication Code during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect Code is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your Authentication Code at a participating merchant.

  • Do I need to register my Emirates NBD Card?

    Every time you use your Emirates NBD Card for online transactions at a participating MasterCard® SecureCode™ /Verified by Visa merchant, you will automatically be prompted to enter your Emirates NBD DoubleSecure Authentication Code. Just follow the below simple steps:

    • Enter your card number, expiry date and CVV/CVC (the 3 digit number on the reverse of your Card) in the payment page.
    • An Emirates NBD DoubleSecure Pop –up window will appear on your computer screen and you will be required to enter the 6 digits Authentication Code sent as an SMS on your registered mobile number with Emirates NBD.

    You are now ready to complete your online purchase with your card while enjoying added protection.

  • Can I use Emirates NBD DoubleSecure from any computer?

    Emirates NBD DoubleSecure works with just about any computer that's connected to the Internet. There is no special software to install. Once you activate your card, you'll continue to shop as usual, and your Emirates NBD card number will be automatically recognized at checkout. Just enter your Emirates NBD DoubleSecure Authentication Code and complete the regular checkout process. Please be advised software which prevents pop-up windows may interfere with your use of Emirates NBD DoubleSecure.

Show More

  • What is Emirates NBD DoubleSecure?

    Emirates NBD DoubleSecure is an online authentication tool to give you an added security feature and peace of mind every time you purchase online at any participating Verified by Visa / MasterCard SecureCode merchant’s website using your Emirates NBD Debit or Credit Card. This feature ensures that only you can complete an online transaction using your Emirates NBD Debit or Credit Card by requiring you to enter a one time Authentication Code sent to your registered mobile number, every time you make an online transaction on participating websites. Participating websites can be identified by the Verified by Visa / MasterCard SecureCode logos that will be displayed on the payment page.This helps in minimizing risk of fraudulent online transactions on your Card.

    This additional security feature is offered at no cost to you.

  • How does Emirates NBD DoubleSecure work?

    Emirates NBD DoubleSecure provides you with a one-time Authentication Code to protect your online transactions.

    • Select the goods or services you want from a Verified by Visa/ MasterCard ® SecureCode™ certified online store and proceed to the payment page.
    • Enter your Emirates NBD Debit/ Credit Card number, expiry date, and CVV/CVC in the payment page.
    • Emirates NBD will then initiate an Emirates NBD DoubleSecure pop-up window on your computer screen.
    • Enter your DoubleSecure Authentication Code sent as an SMS to the registered mobile number with Emirates NBD to confirm your identity to the merchant.

    Your payment is authorized and your order is placed. It's that simple!

  • Why should I sign up for Emirates NBD DoubleSecure?

    Emirates NBD offers comprehensive fraud protection, but Emirates NBD DoubleSecure goes a step further, adding an extra layer of security. The service helps prevent unauthorized online use before it happens by confirming your identity with an additional Authentication Code. When you correctly enter your Authentication Code during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect Code is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your Authentication Code at a participating merchant.

  • Do I need to register my Emirates NBD Card?

    Every time you use your Emirates NBD Card for online transactions at a participating MasterCard® SecureCode™ /Verified by Visa merchant, you will automatically be prompted to enter your Emirates NBD DoubleSecure Authentication Code. Just follow the below simple steps:

    • Enter your card number, expiry date and CVV/CVC (the 3 digit number on the reverse of your Card) in the payment page.
    • An Emirates NBD DoubleSecure Pop –up window will appear on your computer screen and you will be required to enter the 6 digits Authentication Code sent as an SMS on your registered mobile number with Emirates NBD.

    You are now ready to complete your online purchase with your card while enjoying added protection.

  • Can I use Emirates NBD DoubleSecure from any computer?

    Emirates NBD DoubleSecure works with just about any computer that's connected to the Internet. There is no special software to install. Once you activate your card, you'll continue to shop as usual, and your Emirates NBD card number will be automatically recognized at checkout. Just enter your Emirates NBD DoubleSecure Authentication Code and complete the regular checkout process. Please be advised software which prevents pop-up windows may interfere with your use of Emirates NBD DoubleSecure.

  • What happens if I shop at a merchant website not registered for Verified by Visa/MasterCard® SecureCode™?

    When buying from merchants who are not yet participating in Verified by Visa/ MasterCard® SecureCode™, you will not be prompted for your Emirates NBD DoubleSecure Authentication Code. You can continue your purchase, however transacting without the additional security offered by Emirates NBD DoubleSecure is based on your judgement of whether that is a trusted site or not. However in case of Fraud Liability will be shifted & amount will be covered from the merchant.

  • What if I already have a DoubleSecure password for online transactions today? Do I still receive a new DoubleSecure Authentication Code?

    Your existing DoubleSecure password is no longer valid. You will receive a new DoubleSecure Authentication Code which will replace your current password. A new DoubleSecure Authentication Code will be sent to you every time you purchase online at any participating Verified by Visa / MasterCard SecureCode merchant's website. This Authentication Code will be sent to you by SMS on your registered mobile number.

  • Can I opt to continue to use the existing DoubleSecure password instead of receiving a new DoubleSecure authentication code?

    A new DoubleSecure Authentication Code will be sent to you on your registered mobile number every time you purchase online from any participating Verified by Visa / MasterCard SecureCode merchant's' website. This further enhances security for online transactions, as only you will have access to the Authentication Code required to complete the transaction.

  • Will I receive a DoubleSecure authentication code for all my online purchases?

    No, you will only receive a DoubleSecure authentication code only for online purchase(s) / payments at any participating Verified by Visa / MasterCard SecureCode merchants.

  • How do I differentiate the normal online purchase(s) from the online purchases made at Verified by Visa / MasterCard SecureCode merchant?

    You will be able to see the logos of MasterCard SecureCode & Verified by Visa as follows when you are performing the online transaction on a participating merchant website.

  • If I lost my mobile phone, can I provide a temporary phone number while waiting for my new phone number?

    No, the DoubleSecure Authentication Code will only be sent to the mobile number as registered with Emirates NBD. Please ensure you have access to your mobile when you make an online purchase and that your mobile number address registered with Emirates NBD is updated at all times.

  • Will my supplementary card holder receive a DoubleSecure Authentication Code on his/her mobile phone number for online transactions made using his/her card?

    Yes, your supplementary cardholder will receive a DoubleSecure Authentication Code on his/her mobile phone only if his/her mobile number is registered with Emirates NBD.

  • If my mobile phone is on roaming mode while I am abroad, will I receive a DoubleSecure Authentication Code for online transactions made then? Do I need to pay for the SMS charges?

    Yes, you will receive a DoubleSecure Authentication Code via SMS at our cost for all local charges but not the roaming charges.

  • What should I do if I do not receive my DoubleSecure Authentication Code?

    If you do not receive your DoubleSecure Authentication Code, you may click on “Resend Authentication Code” button on the authentication screen to request for another DoubleSecure Authentication Code. The Authentication Code will be sent to you immediately on your registered mobile number.

  • What should I do if I receive a DoubleSecure Authentication Code for a transaction not performed by me?

    Please contact the Emirates NBD 24/7 helpline on 16664 immediately to report this transaction and block your card.

Click here for terms & conditions .

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Terms & Conditions

Definitions

“Agreement” shall mean the Terms and Conditions contained here in

“Business Day” means a day on which the Bank is open for normal banking operations in Egypt.

"Card" shall mean Visa / MasterCard Debit and Credit cards issued by the Bank.

“Cardholder” means any person for whose use the Card and the PIN is issued by the Bank.

"Card Transaction/ Transaction" means the purchase of lawful goods or services by the use of the Card, the Card number, or the PIN or in any manner authorized by the Cardholder, regardless of whether a sales voucher or form is signed by the Cardholder.

"Passcode / 3D Secure Passcode / OTP" means the security code comprising - of six numeric digits sent to the Cardholder on his registered mobile number through SMS text or any other means, for the purpose of authentication and/or authorization of Transactions through use of the Service.

"PIN" means the related personal identification number issued to the Cardholder.

"Service / 3D Secure Service" means the MasterCard Identity Check and/or Verified by Visa service provided by the Bank as a means of additional authentication of the Cardholder when making online Transactions, in order to enhance security and minimize misuse of the Card.

"Terms / Terms and Conditions" means the terms of the Service mentioned here in.

Description of the Service

3D Secure is a security feature for authenticating online transactions performed when using Cards at 3D Secure enabled merchant websites. It provides an additional layer of security and protects cardholders and merchants from unauthorized online transactions.

“Mastercard Identity Check (MSecure)” and “Verified by Visa (VBV)” are 3D Secure authentications powered by Mastercard and Visa respectively.

Terms

  • The Bank has the right to discontinue or suspend the transaction and the Bank may do this immediately for any cause that the Bank deems at its sole discretion reasonable or appropriate. In the absence of gross negligence and willful misconduct, the Bank will not be liable to the Cardholder if discontinuation of the Service causes the Cardholder any loss.
  • Among other reasons, the Bank may discontinue or suspend the transaction for the Cardholder if any of the data provided by the Cardholder is incorrect, not current or incomplete, or the Bank has reasonable ground to suspect it might be. The Bank may also be required or ordered by a regulatory or governmental body, court of competent jurisdiction or for any legal reason to discontinue or suspend the transaction, in which case the Bank shall not be able to provide the Cardholder with the reason for discontinuation or suspension.
  • The Bank has the right to impose maximum and minimum limits on the transaction, to reduce the risks on the Cardholder. The Cardholder shall be bound by such limits imposed and shall strictly comply with them.
  • Using the Service involves providing personal information which the Bank may use in accordance with its business and regulatory requirements. The Cardholder hereby agrees and irrevocably authorizes the Bank to share the Cardholder’s data with third parties. The Cardholder is aware and agrees that the Bank may also verify the Cardholder’s identity or suitability for the service by using data available from third parties such as credit reference agencies
  • The Bank will not be liable to the Cardholder or any third party for any modification, suspension or discontinuance of the Service.
  • The Cardholder understands and explicitly acknowledges that the OTP is delivered to the Cardholder’s registered mobile number through SMS text by using the services of third party telecom service providers, which are outside the Bank’s control. The Bank will not be held responsible in any way for delayed delivery, non-delivery, any faulty delivery of the OTP or delivery of the OTP to a wrong mobile number by the telecom service provider.
  • The Bank will not be liable if a transaction on the net does not materialize or is delayed or is incomplete due to loss of data, interruption or error in providing the service, network failure provision of incorrect OTP, late receipt or faulty receipt of OTP or any other reason whatsoever.
  • Under no circumstances will the Bank be liable for any negligence, breach of contract, breach of confidentiality, breach of duty of care or otherwise for any loss howsoever caused whether direct, indirect, consequential, incidental or special losses and irrespective of whether any claim is based on loss of revenue, profit, goodwill, interruption of business by reason of but not limited to any damage to the Cardholder’s computer or telephone service resulting from his use of the Service.
  • The Bank shall not accept any responsibility for, and will not be liable for, any damages to, or any viruses which may affect the Cardholder’s computer equipment or other property on account of his access to, use of, or downloading from, this website.
  • Cardholder’s obligations
    • Cardholder will comply with all applicable laws, statutes, ordinances, and regulations in the Cardholder’s use of the Service or the Cardholder’s purchase and use of goods and services. This includes complying with any or all laws of Egypt as well as countries other than Egypt which are relevant to the Cardholder’s use of the Service.
    • Cardholder agrees that use of the Service, will represent his/her acceptance of these Terms and that continued use of the Service after Cardholder has been advised of revisions to these Terms shall constitute Cardholder’s agreement to such revised terms and any applicable posted guidelines or rules.
    • By using the Service, Cardholder assents to the use of the Service to evidence his/her identity, including for purposes of authorization of transactions authorized in advance to recur at substantially regular intervals.
    • Cardholder also acknowledges and agrees that he/she has the following responsibilities:
      • to register his mobile number with the Bank;
      • inform the Bank and keep his mobile number updated each time he changes his mobile number;
      • to verify that the information entered on all retailer order forms is correct and accurate;
      • to verify that the information displayed in the transaction screen of the Service is correct for each purchase;
      • to make full and timely payments for any purchases made involving the Service;
      • to be fully responsible for all transactions or other activities that occur or are undertaken which are validated by the Cardholder’s 3D Secure Passcode;
      • the Cardholder is solely responsible for maintaining the confidentiality of his Passcode, Registration Data and OTP and any other verification information established by him for using the Service;
      • the Cardholder should not share any information (card number, passcode or other details). Also understands and agrees that if any third person obtains access to his Passcode and registered mobile phone and card details, such third person might be able to carry out transactions via the Service and such transactions shall be deemed to have been carried out by the Cardholder. The Cardholder shall ensure adherence with the terms and conditions applicable to the use of the Passcodes as stated in these Terms and Conditions, in addition to the terms and conditions on the usage of his card/s are complied with at all times;
      • to immediately report to the Bank if the card , Passcode for the Service or registered mobile phone is stolen or compromised;
      • to defend, indemnify, and hold harmless the Bank and its service providers from all third party claims;
      • The Cardholder warrants that he has the legal right to use all of the Cards that he registers for the Service;
    • Cardholder agrees not to:
      • Impersonate any person or entity while registering for the Service
      • Upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment used by the Service;
      • Spam or flood the Service website or Service;
      • modify, adapt, sub-license, translate, sell, reverse engineer, decompile or disassemble any portion of the Service or the software used in connection with the Service;
      • remove any copyright, trademark, or other proprietary rights notices contained in the website related to the Service ;
      • "frame" or "mirror" any part of the Service without the Bank’s prior written authorization
      • use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine", or in any way reproduce or circumvent the navigational structure or presentation of the Service or its contents;
      • otherwise interfere with or disrupt the servers or networks connected to the Service, or violate these Terms and Conditions or any requirements, procedures, policies or regulations of the Service or of any networks connected to the Service;
      • use the Service in a manner that would: (i) infringe any third party copyright, patent, trademark, trade secret, or other proprietary rights or rights of publicity or privacy; (ii) be fraudulent or involve the sale of counterfeit or stolen items; (iii) violate any law, statute, ordinance, or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination, or false advertising); (iv) be false, misleading, or inaccurate; (v) create liability for the Bank or Bank’s service providers; (vi) be defamatory, trade libelous, unlawfully threatening, or unlawfully harassing;
      • to refrain from gaining access or attempting to gain access to any information, software or data on the Bank’s or the Bank service providers' servers or otherwise within their control which is encrypted, protected by security procedures or devices or otherwise not generally made available to the public;
    • The Cardholder acknowledges that there are separate terms and conditions for the products (cards) whose transactions are facilitated under this Service, including but not limited to the terms and conditions of Cards usage and that these terms and conditions can be requested from any of the Bank’s branches. The Terms and Conditions for the Service must be read in conjunction with the terms and conditions applicable for the individual products that can be operated under this Service. The User agrees to be bound by the terms and conditions of the individual products as well as the Terms and Conditions of this Service.
    • The Cardholder’s business dealings with, or participation in promotions of, online retail or other merchants on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between the Cardholder and such merchant. Cardholder agrees that, except as otherwise provided by Applicable Law or in the Bank’s Card member Agreement or Terms and Conditions applicable to the Cardholder’s account with the Bank, the Bank will not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings. By making the Service available to the Cardholder, the Bank is not indicating that it recommends or endorses any retailers, nor does the Bank verify their identity.
    • By registering for the Service, the Cardholder assents to the use of the Service to evidence his identity, including for purposes of authorization of transactions authorized in advance to recur at substantially regular intervals.
    • Cardholder agrees to immediately notify the Bank by contacting the Bank as required in the Bank’s applicable cardholder agreement for a lost or stolen cards, or of any unauthorized use of 3D Secure OTP or other verification information, or any other breach of security. Cardholder acknowledges and agrees that, except as otherwise provided by Applicable Law or in the Bank’s applicable cardholder agreement, Bank shall not be liable for any loss or damage arising from Cardholder’s failure to comply with these Terms.
  • Internet Frauds: The Internet is susceptible to a number of frauds, misuses, hacking, phishing, spoofing and other actions which could affect use of the Service. Bank is not liable for any loss or damage that arise from customer’s action by responding to phishing, spoofing attempts etc. or any other internet related frauds. Whilst the Bank shall aim to provide security to prevent the same, the Cardholder understands and agrees that there cannot be any guarantee from such Internet frauds, hacking and other actions which could affect the use of the Service.
  • The technology for the Service offered by the Bank could be affected by virus or other malicious, destructive or corrupting code, program or macro. It may also be possible that the site of the Bank may require maintenance and during such time it may not be possible to process the request of the Cardholder. This could result in delays in the processing of instruction or failure in the processing of instructions and other such failures and inability. The Cardholder understands and acknowledges that the Bank disclaims all and any liability, arising out of any failure or inability by the Bank to honor any customer instruction.
  • The Bank may vary these Terms and Conditions, with at least 30 days’ notice to the Cardholder. The Bank may provide notice through any of a number of channels, which could include uploading the new Terms and Conditions on the website, sending a text message or other electronic means of communication. The Cardholder is free at any time to cancel his registration for the Service by calling the Bank or writing to the Bank at the contact details on the Bank’s website.
  • The latest version of the Terms will be uploaded on the Bank’s website and by continuing to use the Service, the Cardholder will be deemed to have accepted the latest version.
  • By accepting these Terms and Conditions the Cardholder agrees to defend, indemnify and hold harmless the Bank and its service providers from and against any and all third party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach or alleged breach by the Cardholder of this Agreement.
  • These Terms and Conditions shall be subject to the applicable laws of Egypt and all disputes shall be referred to the Courts of Egypt.
  • Cardholder presses button to activate the Switch Card.
  • Automatically the LED corresponding to the default mode which is the credit card application will lit steadily for one second duration , this case client will proceed with payment with application where the LED is on
  • In case the cardholder wants to change the card type , then cardholder presses the button again:
  • After application selection and LED off, the Cardholder is reminded of the selected application during 30 seconds by light pulses.
  • During this 30 second duration :
    • BINK CARD remains ready for payment on the selected application
    • If the Cardholder presses the button, the LED lights on to initiate a new application selection session.
  • After this duration of 30 seconds, Blink Card goes back to the selection of the default application.
  • The LED corresponding to the default application blinks 3 times before lighting off.
Service World Card ‘ EGP
Issuing fees EGP 2,500
Renewal Fees EGP 2,500
Supplementary issuing & renewal fees FREE
Replacement Card fees (primary & Supplementary) EGP 500
Interest rate ATM & POS (Point of Sale) Transactions 2.65% monthly on outstanding balance
Cash advance 100% of credit limit
Insurance Bundle Cost EGP 25 monthly on all active cards
Cash advance fees inside Egypt Credit: 3% (Minimum EGP 20) Debit: EGP 6 per Transaction
(waived till end of June 2022)
Cash withdrawals outside EGYPT 4% (Minimum EGP 30)
Late charge fees EGP 60
Minimum Payment 5% (Minimum EGP 50)
Mark Up fees 2% (Foreign Currency Exchange)
Over credit limit fees EGP 60 over 1% of credit limit
Rejected cash disputes or Charge back on international ATMs Network EGP 200
Replacement PIN EGP 20
I-score fees
(To be debited every three years with the renewal of the plastic card)
EGP 25
Balance inquiry for domestic 123 EGP 2 (Fees not commission)

Now you can activate your Mastercard World Switch Card through one of the following channels: Mobile Banking, Online Banking or Phone Banking Services with easy steps. Please make sure to activate both your Credit and Debit Cards.

Mobile Banking Card Activation Steps

  • To activate your Credit Card / Debit Card: Download Emirates NBD Mobile App. from App. Store or Google Play
  • Enter the user ID and password to login
  • Select Card Services then Credit Card / Debit Card and choose Card Activation
  • Enter your Card Number
  • Enter expiry date then press "Next"
  • Create PIN Code
  • The Authentication code will be sent via SMS on your registered mobile number
  • Enter the Authentication code to activate your Card
  • Now your Credit Card / Debit Card is activated

Online Banking Card Activation Steps

  • To activate your Credit Card / Debit Card: Go to www.emiratesnbd.com.eg and select Online Banking
  • Enter the user ID and password to login
  • Select Cards for Credit Card activation and Accounts for Debit Card activation then choose Cards Services
  • Select Card Activation
  • Enter your Card Number
  • Enter the Card expiry date then press "Next"
  • Create PIN Code
  • Authentication code will be sent via SMS on your registered mobile number
  • Enter the Authentication code to activate your Card
  • Now your Credit Card / Debit Card is activated

Phone Banking Card Activation Steps

  • To activate your Credit Card / Debit Card: Contact our Phone Banking Service (IVR) on 19267 locally or (+202) 22490400 internationally
  • Select the language of your choice
  • Choose option 4 for Card activation
  • Press 1 for Debit Card activation then enter your 16-digit Debit Card number and 2 for Credit Card activation then enter your 16-digit Credit Card number and expiry date
  • Choose option 1 if you have the authentication code*
  • Enter the 4-digit authentication then set a new 4-digit PIN code
  • Now your Credit Card / Debit Card is activated

*In case you didn’t receive the authentication code, choose option 2 and enter your registered mobile number to receive the code via SMS

*In case you didn’t activate your Mobile or/and Online Banking user, please call 19627 to guide you with the activation steps
*You can review the full features and exclusive benefits of your Mastercard World Switch Card on the tablet provided within your welcome kit

 
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