Now you don’t have to wait to buy what you wish for. Enjoy up to a year of extended payment on your Credit Card purchases without any interest.

Features and benefits:

• Enjoy the freedom to pay over a period of up to 24 months
• Make your purchases from a wide range of merchants who offer this plan
• You can convert your purchases into installments through our call center 16664
• Minimum purchase amount EGP 500
• Merchants offering 0% interest rate installment
• EPP 0% Cannot be combined with any other offer
• Client must ask the merchant for 0% interest installments before executing the transaction

Merchant	0% Installment tenor	Segment	Contact
	6, 12 & 18 Months	Electronics	Click here for more branches
	6, 12,18 & 24 Months	Electronics	Click here for more branches www.miamicentereg.com Facebook: www.facebook.com/miamicenter Instagram: www.instagram.com/miamicenter
	6 & 12 Months	Electronics The transaction will not be accpted unless the installment tenor is mentioned in the invoice	Click here for more branches https://switchpluseg.com Facebook: https://www.facebook.com/switchplus.eg Instagram: https://www.instagram.com/switchplus.eg
	6 Months	Electronics The transaction will not be accpted unless the installment tenor is mentioned in the invoice	www.mobilaty.com Facebook: https://www.facebook.com/mobilatyegy Instagram: https://instagram.com/mobilatyegy?igshid=sf6z5kvu9vi3
	18 Months	Healthcare	38A Orouba St. - Salah Salem St. Mobile: 01092888858 Facebook: https://www.facebook.com/Innovinitymedicalhub/
	6, 12 & 18 Months	Furniture	Click here for more branches Hotline: 16965 http://betna.com.eg/ Facebook: https://www.facebook.com/betnafurniture/
	6 Months	Optics	Click here for more branches www.basaryat.com
	6 Months	Optics	Click here for more branches www.basaryat.com
	6, 12 & 18 Months	Home Appliances	Click here for more branches Hotline: 19999 www.zanussi.com.eg/ar-eg/support/zanussi-stores
	18 months	Furniture	Click here for more branches Hotline: 15135 https://hubfurniture.com.eg
	6 & 12 months	Furniture	Click here for more branches Hotline: 16663
	6 & 12 months	Furniture	Address: City Stars Mall - Nasr City Hotline: 16663
	6 months	Home Appliances	Click here for more branches Hotline: 19599 Website: http://www.alaska.com.eg
	6, 12,18 & 24 Months	Electronics Only Apple products are eligible for 0% interest installments on 24 months. Installment request will not be accepted unless the tenor is mentioned in the invoice.	Click here for more branches Website: www.dubaiphone.net Facebook: https://www.facebook.com/Dubaiphonestores
	6 months	Furniture	Click here for more branches Website: www.kabbanifurniture.com
	6 & 12 Months	Electronics Honor, Xiamoi & Apple products can only be converted to 6 months zero interest installments	Click here for more branches https://www.facebook.com/unionstoresegypt
	6, 12 & 18 Months	Electronics	Click here for more branches www.itoucheg.com
	6, 12 & 18 Months	Electronics	Click here for more branches www.linkemstores.com
	12 months	Hotels & Travel only packages can be converted to EPP 0% (flight tickets + accommodation)	Branch:47A & 47 B – Ramo Towers, Ahmed Tayseer St., Golf land, Heliopolis, Cairo, Egypt Hotline: 19294
	6 & 12 Months	Electronics	19857 www.tradelinestores.com
	6, 12 & 18 Months	Home Appliances	Kindly find the list of branches attached Hotline: 19059 www.Fresh.com.eg
	6 months	Home appliances EPP 0% is only applicable through Bouri branches	Click here for more branches www.bouri.net
	4 months	Home appliances	01282149996 01223901222 01227426030 01223808083 01222498881 01223904840 www.Appliance-eg.com
	6 months	Home	www.enarat.com
	6 months	Home	19509 www.comfort-egypt.com/en
	6 months	Home	19799 www.taki-vita.com
	6,12,18 & 24 Months	Car Tires & Batteries	Kindly find the list of branches attached www.nileprojects.com
	12 months	Car Tires & Batteries	Click here for more branches
	12 months	Car Tires & Batteries	Click here for more branches
	12 months	Car service	Wataneya gas station - Mostafa Kamel axis - behind Police Academy - 1st settlement - Cairo
	6 months	Optics	www.mounirnassif.com Click here for more branches
	6 & 12 months	Optics	1 MOHAMED BAIOUMY STREET- ARD EL GOLF 02-24184679/ 0224149871/ 01154037806 Click here for more branches
	6 & 12 months	Optics	1 MOHAMED BAIOUMY STREET- ARD EL GOLF 02-24802117/ 02-33051448 Click here for more branches
	6 months	Hotels & Travel only packages can be converted to EPP 0% (flight tickets + accommodation)	16957 www.triptanza.com
	3 months	Website	www.lynks.com

Credit Cards Installment Payment Plan (zero interest) Terms & Conditions:

Installment Payment Plan is a service which allows our customers to convert credit card purchases using Emirates NBD Credit Cards into installments with zero interest based on the tenor that the bank agreed upon with the merchants.

• Normal purchase transactions through the merchant over the POS
• The credit cardholder has to request zero interest installments from ENBD call center after processing the transaction
• The credit cardholder must submit the request before the end of the transaction grace period
• The minimum transaction amount is EGP500
• The installment tenor is determined based on the deal between the bank and the merchant.
• There are no maximum number of enrollments in Installment Payment Plan service as long as they are within the card’s credit limit
• The first installment is due on the next month of enrollment. Example: if the customer applied for Installment Payment Plan in March the first installment will be due in April
• The installment is posted as part of the amount due, which is the installment/s plus the minimum amount due out of total non-enrolled balance in Installment Payment Plan-if any
• EPP 0% cannot be combined with any other offer
• The Bank is entitled to amend the present terms and conditions from time to time and shall notify with the amendment through any mean of communication considered adequate. The introduced amendments to these conditions are an integral part of them without a written approval from the customer
• Credit Cardholder must ask the merchant for EPP 0% before executing the transaction
• All EPP 0% requests are subject to merchants’ approval
• In case the client missed two consecutive installments, the plan will be cancelled automatically

Installment Payment Plan is a service which allows our customers to convert their purchases using Emirates NBD credit cards into installments with zero interest based on the tenor that the bank agreed upon with the merchants.

Features and benefits:

• Normal purchase transactions through the merchant over the POS
• The credit cardholder has to request zero interest installments from merchant and choose the tenure during checkout
• To enjoy EPP 0% from a merchant powered by service providers, clients must request 0% interest installments from the merchant, noting that mentioned requests cannot be submitted through bank call center
• The minimum transaction amount is EGP 500
• The installment tenor is determined based on the deal between the bank and the merchant
• There are no maximum number of enrollments in Installment Payment Plan service as long as they are within the card’s credit limit
• The first installment is due on the next month of enrollment. Example: if the customer applied for Installment Payment Plan in March, then the first installment will be due in April
• The installment is posted as part of the amount due, which is the installment/s plus the minimum amount due out of total non-enrolled balance in Installment Payment Plan-if any
• EPP 0% cannot be combined with any other offer
• The bank is entitled to amend the present terms and conditions from time to time and shall notify with the amendment through any mean of communication considered adequate. The introduced amendments to these conditions are an integral part of them without a written approval from the customer
• In case the customer missed two consecutive installments, the plan will be cancelled automatically

For Merchants Powered by Fawry, click here

For Merchants Powered by Paymob, click here

Spend using your card and pay later in easy installments at a low interest rate per month.

Features:

• Enjoy the freedom to pay offer a period of up to 60 months at an attractive interest rate as per below table.

  Tenor	Interest Rate
  6 - 12 Months	1.65%
  13 - 24 Months	1.60%
  25 - 36 Months	1.50%
  48 & 60 Months	1.40%

• Repay with fixed monthly installments
• Minimum purchase amount of EGP 500
• Tenor period from 6 to 60 months
• Convert the transaction to EPP with just a phone call to16664
• Pay for any Credit Card purchase in Egypt and abroad, by installment and enjoy flexible payments
• The first installment is due on the next month of enrollment. Example: if the customer applied for Installment Payment Plan in March the first installment will be due in April
• The installment is posted as part of the amount due, which is the installment/s plus the minimum amount due out of total non-enrolled balance in Installment Payment Plan-if any
• The Bank is entitled to amend the present terms and conditions from time to time and shall notify with the amendment through any mean of communication considered adequate. The introduced amendments to these conditions are an integral part of them without a written approval from the customer
• In case of cancellation, cardholder will be charged 5% cancellation fee which is calculated on the remaining amount in the plan
• In case the client missed two consecutive installments, the plan will be cancelled automatically

Use your Emirates NBD Credit Card to enjoy instant cash facility and convenience of paying in easy installments up to 60 months

Features & Benefits:

• Facility to withdraw the balance of your Credit Card limit and convert the amount into equal monthly installments with tenor of 6 to 60 months
• No withdrawal fee
• No cash interest from day one
• Minimum amount EGP 2000, maximum amount is 95% of your Credit Card limit
• Ease of money collection with just a phone call

Terms & Conditions:

• Client must contact our call center (16664) or visit the nearest branch to apply for the program
• Repay with fixed monthly installments from 6 to 60 months
• The installment is posted as part of the due amount, which is the installment/s plus the minimum amount due out of total non-enrolled balance in the Installment Payment Plan, if any.
• Minimum Eligible Amount is EGP 2,000 while maximum eligible amount is capped at 95% from credit card limit
• In case of cancellation, cardholder will be charged 5% cancellation fee which is calculated on the remaining principal amount in the plan
• There are no maximum number of enrollments in Installment Payment Plan service as long as they are within the card’s credit limit
• Corporate cards are not eligible.
• This service will not be available if the card is delinquent and/or suspended cards, while active EPP plans will be automatically cancelled in case the client was delinquent for two months
• In case the client missed two consecutive installments, the plan will be cancelled automatically.
• Enjoy the freedom to pay over a period of up to 60 months at a low interest rate as per below table.