• Electronic channels for secure payment of salaries
• No issuance or renewal fees for Payroll cards
• No services fees for payroll cards
• Balance inquiries and cash withdrawals through Emirates NBD ATMs for free
• Balance inquiries and withdrawals through 123 ATM machines
• Competitive interest rates and commissions for all our products and services
• Governmental payroll clients:
  1. Employees of institutions participating in governmental payroll accounts agreement:
  2. Free Current Account
  3. Discounted interest rates
• Governmental payroll transferred clients:
  1. Employees at governmental institutions.
• Armed Forces individuals:
  1. Open bank account for free
  2. Free issuance of Titanium Debit Card
  3. Free withdrawal (twice only) from 123 ATMs
  4. Free issuance of quarterly account statements
  5. Discounted interest rates

Excellence is a lifestyle that is not complete without a Titanium Debit MasterCard, which offers you a world of unique, diverse and flexible features.

• Enjoy a more rewarding shopping experience, locally and abroad
• Free access to select airport lounges, locally and abroad

In addition, governmental clients and armed forces individuals can enjoy the following products exclusively offered by Emirates NBD.

• Enjoy loan facility when you transfer your salary to Emirates NBD
• Facility to withdraw advance payments from salary with ease
• Salary advance up to 90% of the total salary

Life comes with a lot of responsibilities and opportunities. Whether its marriage expenses, children’s education or unexpected financial commitments, our Personal Loans help you meet your financial needs

• Loan amount up to EGP 3 Million
• Flexible tenor up to 120 months
• Competitive interest rates and a wide range of benefits

• Longest grace period up to 57 days
• Special discounts and offers at over 100 merchants across Egypt enrolled in our Discount Bouquet program
• 50% discount on issuance fees

Exciting rewards awaits you on using your Emirates NBD card

• Earn Emirates NBD Rewards Points on every 1 EGP spent in any purchase transaction
• Reward points are accumulated depending on the card’s type
• Redeem your points for shopping coupons or refunding the value of the purchases

• Interest is calculated monthly and credited to the account every 3 months
• Easy access to your funds through Debit Card