Credit Cards

Enjoy a full range of credit cards that include Classic, Gold, Titanium and Platinum with Emirates NBD wide range of features, unrivalled benefits, utmost security and special offers that change regularly with the credit card that suits you best.

 

With Emirates NBD Credit Cards, enjoy unique features & benefits:

  • Longest grace period up to 57 days
  • Installment plan with our "Easy Payment Plan-EPP" program
 

Additional benefits for Titanium Credit Card

  • Complimentary free access to airport lounges, in selected lounges in Egypt and abroad
  • Emergency cash advance and card replacement incase card is lost or stolen while travelling abroad

Additional benefits for Platinum Credit Card

  • Cash withdrawal up to 100% of credit limit
  • Complimentary free access to airport lounges, in selected lounges in Egypt and abroad
  • Emergency cash advance and card replacement incase card is lost or stolen while travelling abroad
  • Purchase Assurance: Provides coverage for most items you purchase with your Platinum MasterCard, if the item is damaged or stolen within 90 days of the day of purchase
  • Extended Warranty: Doubles the original manufacture's or store brand warranty for up to three year, when you pay with your Platinum MasterCard

Credit cards' monthly international spending limits


Cap/Card type Standard Gold Titanium Platinum/Corporate
Monthly Purchase Cap outside Egypt $3,000 or equivalent $6,000 or equivalent $8,000 or equivalent $ 12,000 or equivalent
Monthly Cash Cap outside Egypt $500 or equivalent $1,000 or equivalent $1,000 or equivalent $2,000 or equivalent
Total monthly spending limit $3,500 or equivalent $7,000 or equivalent $9,000 or equivalent $14,000 or equivalent

For corporate credit cards, please refer back to corporate contact person.

 

Airport Lounges

 
Service Card type/charge
Standard Gold Titanium Platinum
Issuance Fees EGP 150 EGP 200 EGP 250 EGP 450
Renewal Fees EGP 150p.a EGP 200p.a EGP 250p.a EGP 450p.a
Supplementary Card
Issuance & Renewal
First 2 cards Free then normal tariff is applied EGP 75 p.a First 2 cards Free then normal tariff is applied EGP 125 p.a First 2 cards Free then normal tariff is applied EGP 150 p.a First 2 cards Free then normal tariff is applied EGP 250 p.a
Card Replacement Fees EGP 75 EGP 100 EGP 100 EGP 125
Interest Rate - POS & ATM • Standard 2.4%
• Titanium/Gold 2.2%
• Platinum 2%
Easy payment Plan
• 0% Monthly Interest to Be Collected Separately on Selected Transaction, Based on Merchant List
• 1.5% Monthly Interest to Be Collected Separately on Selected Transaction, Transferred to Instalment Plan
• 1.8% Monthly Interest to Be Collected Separately on Selected Transaction, Transferred to Cash Instalment Plan

Cash Withdrawals Inside EGYPT 3% minimum EGP 20
Cash Withdrawals Outside EGYPT 4% minimum EGP 30
Late Payment Fees EGP 60
Mark-Up 3%
Over Credit Limit EGP 60 over 10% of credit limit
Rejected Cash Disputes or
Charge Back on International
ATM's Network
EGP 200

Please Note:
All fees and charges mentioned in this guide are subject to change . Such change will apply from the effective date specified by the bank.

Credit Cards

Salaried

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. HR letter / Salary slip / 3 months bank statement
  4. Card application to be signed including a promissory note

Self employed

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. 6 months bank statement / 3 months sales tax
  4. Recent copy of commercial register and tax card
  5. Card application to be signed including a promissory note

Pensioner

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. Proof of pension
  4. Card application to be signed including a promissory note

Foreigner

  1. Valid Passport
  2. Residency / Work permit
  3. Recent Utility Bill (maximum three months)
  4. Card application to be signed including a promissory note