Credit Cards

Enjoy a full range of credit cards that include Classic, Gold, Titanium and Platinum with Emirates NBD wide range of features, unrivalled benefits, utmost security and special offers that change regularly with the credit card that suits you best.

 

With Emirates NBD Credit Cards, enjoy unique features & benefits:

  • Longest grace period up to 57 days
  • Installment plan with our "Easy Payment Plan-EPP" program
 

Additional benefits for Titanium Credit Card

  • Complimentary free access to airport lounges, in selected lounges in Egypt and abroad
  • Emergency cash advance and card replacement incase card is lost or stolen while travelling abroad

Additional benefits for Platinum Credit Card

  • Cash withdrawal up to 100% of credit limit
  • Complimentary free access to airport lounges, in selected lounges in Egypt and abroad
  • Emergency cash advance and card replacement incase card is lost or stolen while travelling abroad
  • Purchase Assurance: Provides coverage for most items you purchase with your Platinum MasterCard, if the item is damaged or stolen within 90 days of the day of purchase
  • Extended Warranty: Doubles the original manufacture's or store brand warranty for up to three year, when you pay with your Platinum MasterCard

Credit cards' monthly international spending limits


Cap/Card type MasterCard Standard / VISA Classic MasterCard Titanium / VISA Gold MasterCard Platinum / VISA Corporate
Monthly Purchase Cap outside Egypt $50 or equivalent $1,500 or equivalent $5,000 or equivalent
Monthly Cash Cap outside Egypt $50 or equivalent $500 or equivalent $1,000 or equivalent

For corporate credit cards, please refer back to corporate contact person.

 

Airport Lounges

 
Service Card type/charge
Standard
(MasterCard/Visa)
Gold/Titanium (MasterCard/Visa) Platinum
MasterCard
Currency Charge Currency Charge Currency Charge
Card issuing fees EGP 125 EGP 200 EGP 350
Card renewal fees EGP 125 p.a. EGP 200 p.a. EGP 350 p.a.
Supplementary cards
issuing / renewal fees
EGP 50 p.a. EGP 100 p.a. EGP First supplementary card for free
250 p.a.
Replacement card fees EGP 75 EGP 150 EGP 150
Interest Rate 1-Point of Sale (POS) Transactions 1.85% monthly on outstanding balance
2- ATM Transactions 1.99% monthly on outstanding balance
Grace Period Up to 57 days on point of sale transactions
Maximum cash advance limit 70% of credit limit 100% of crefit limit
Late Payment fees EGP 50
Minimum payment 5% (Minimum EGP50) on the amount due +
monthly installment included in Easy Payment Plan (EPP)
Cash witdrawals inside EGYPT 3% (Minimum EGP 20)
Cash witdrawals outside EGYPT 4% (Minimum EGP 30)
Over credit limit fees EGP 30 over 10% of credit limit
Foreign currency transaction fee 3.50%
Rejected cash disputes or charge back on international ATMs Network EGP 200
Privilege Scheme EGP 3 on Outstanding balances only
I-score fees
(To be debited every three years with the renewal of the plastic card)
EGP 25

Please Note:
All fees and charges mentioned in this guide are subject to change . Such change will apply from the effective date specified by the bank.

Credit Cards

Salaried

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. HR letter / Salary slip / 3 months bank statement
  4. Card application to be signed including a promissory note

Self employed

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. 6 months bank statement / 3 months sales tax
  4. Recent copy of commercial register and tax card
  5. Card application to be signed including a promissory note

Pensioner

  1. Valid National ID
  2. Recent Utility Bill (maximum three months)
  3. Proof of pension
  4. Card application to be signed including a promissory note

Foreigner

  1. Valid Passport
  2. Residency / Work permit
  3. Recent Utility Bill (maximum three months)
  4. Card application to be signed including a promissory note